PLEASE READ THIS DISCLAIMER CAREFULLY BEFORE USING THE SERVICE. While Google's translation service uses state-of-the-art technology, it does so without the intervention of human translators. Thus, the translations provided as part of the Service are only an approximation of the Website's original content. You should not rely on Google Translate to provide an exact translation of the Website. NOT all text may be translated correctly and some portions of the Website may not be translated at all. Some files and other items cannot be translated, including but not limited to, graphical buttons, drop down menus, graphics, and photos. In addition, some applications and/or services may not work as expected when translated. The Insurance Agency has no control over the nature, content, and availability of the Service, and cannot guarantee the accuracy, reliability, or timeliness of the translation. Neither the members of the Insurance Company, School Board, the schools or employees of the School Districts, accept liability for any inaccuracies or errors in the translation or liability for any loss, damage, or other problem, including without limitation, indirect or consequential loss or damage arising from or in connection with use of the Google Translate Service. Any discreprency of Policy terms, provisions, benefits, exclusions will be settled in accordance with the Master Policy provided to the respective School District. Please click the following link if you have questions about Google Translate: http://translate.google.com/support.

Terms and Conditions

LAWRENCE E. SMITH AND ASSOCIATES INC. (DBA KidGuard Insurance) - Terms and Conditions AGREEMENT BETWEEN USER AND SCHOLASTIC INSURANCE OF FLORIDA(dba KIDGUARD INSURANCE)This network of Web Sites (collectively, the " KidGuard Insurance Web Sites") operated by Lawrence E. Smith and Associates Inc. Company is comprised of various Web sites and Web pages. The Lawrence E. Smith and Associates Inc. Company Web Sites is offered to you conditioned on your acceptance without modification of the terms and conditions and notices contained herein. Your use of the Lawrence E. Smith and Associates Inc. Company Web Sites constitutes your agreement to all such terms, conditions, and notices. Your use of a particular Lawrence E. Smith and Associates Inc. Company website included within the LAWRENCE E. SMITH AND ASSOCIATES INC. COMPANY Web Sites network may also be subject to additional terms outlined elsewhere on that website (the "Additional Terms"). Additionally, the LAWRENCE E. SMITH AND ASSOCIATES INC.  Web Sites may themselves contain additional terms that govern particular features or offers. In the event that any of the terms, conditions, and notices contained herein conflict with the Additional Terms or other terms and guidelines contained within any particular LAWRENCE E. SMITH AND ASSOCIATES INC. website, then these terms shall control.  PLEASE READ THE FOLLOWING TERMS OF USE AND DISCLAIMERS CAREFULLY BEFORE USING THIS WEB SITE (this "Site"). By accessing or using this Site, you agree to these terms of use, conditions and all applicable laws. If you do not agree to these terms you may not use this Site.


MODIFICATION OF THESE TERMS OF USE.      LAWRENCE E. SMITH AND ASSOCIATES INC. reserves the right to change the terms, conditions, and notices under which the LAWRENCE E. SMITH AND ASSOCIATES INC. COMPANY Web Sites are offered, including but not limited to the charges associated with the use of the LAWRENCE E. SMITH AND ASSOCIATES INC. COMPANY Web Sites. You are responsible for regularly reviewing these terms and conditions.
USE OF SITE.  PERSONAL / NON-COMMERCIAL USE LIMITATION.    Unless otherwise specified, the LAWRENCE E. SMITH AND ASSOCIATES INC. COMPANY Web Sites are for your personal and noncommercial use. You may not modify copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, products or services obtained from the LAWRENCE E. SMITH AND ASSOCIATES INC.  Web Sites. You may display and, subject to any expressly stated restrictions or limitations relating to specific material, electronically copy, download and print hard copy portions of the material from the different areas of the Site solely for your own noncommercial use, or to place an order with LAWRENCE E. SMITH AND ASSOCIATES INC. or to purchase LAWRENCE E. SMITH AND ASSOCIATES INC. products and services. Any other use of materials on this Site, including but not limited to the modification, reproduction, distribution, republication, display or transmission of the content of this Site, without prior written permission of LAWRENCE E. SMITH AND ASSOCIATES INC.  is strictly prohibited. Harassment in any manner or form on the Site or any of the LAWRENCE E. SMITH AND ASSOCIATES INC. COMPANY Websites, including via e-mail and chat or by obscene or abusive language is strictly forbidden. Impersonation of others, including a LAWRENCE E. SMITH AND ASSOCIATES INC. COMPANY employee, host, or representative or other members or visitors on the Site is prohibited. You may not upload to, distribute, or otherwise publish through the Site any content which is libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable, or which may constitute or encourage a criminal offense, violate the rights of any party or otherwise give rise to liability or violate any law. You may not upload commercial content on the Site or use the Site to solicit others to join or become members of any other commercial online service or other organization.  


COPYRIGHTS AND TRADEMARKS.   The entire content included in this Site, including but not limited to text, design, graphics, interfaces, or code and the selection and arrangements thereof is copyrighted as a collective work under the United States and other copyright laws, and is the property of LAWRENCE E. SMITH AND ASSOCIATES INC. COMPANY.  The collective work includes works that are licensed to LAWRENCE E. SMITH AND ASSOCIATES INC. COMPANY. Copyright 2009, 2010. ALL RIGHTS RESERVED. All trademarks, service marks, and trade names (collectively the "Marks") are trademarks or registered trademarks of and are proprietary to respective owners that have granted LAWRENCE E. SMITH AND ASSOCIATES INC. COMPANY the right and license to use such Marks.NOTICES AND PROCEDURES FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT.       Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to the website's designated agent. ALL INQUIRIES NOT RELEVANT TO OR NOT COMPLYING WITH THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE.  
LAWRENCE E. SMITH AND ASSOCIATES INC. respects the intellectual property of others, and we ask our users and visitors to do the same. LAWRENCE E. SMITH AND ASSOCIATES INC. will process and investigate notices of alleged infringement and will take appropriate actions under the Digital Millennium Copyright Act ("DMCA") and other applicable intellectual property laws. Upon receipt of notices complying with the DMCA, LAWRENCE E. SMITH AND ASSOCIATES INC. COMPANY will act to remove or disable access to any material found to be infringing or found to be the subject of infringing activity and will act to remove or disable access to any reference or link to material or activity that is found to be infringing.If you believe that your work has been copied in a way that constitutescopyright infringement, please provide LAWRENCE E. SMITH AND ASSOCIATES INC.the following information.  

Please be advised that to be effective,the Notification must include ALL of the following: 
1. Signature of the person authorized to act on behalf of the ownerof an exclusive copyright that is allegedly infringed;  2. A Description of the copyrighted work that you claim has been infringed; 3. A description of where the material that you claim is infringingis located on the Site; 4. The address, telephone number, and email address and all otherinformation reasonably sufficient to permitLAWRENCE E. SMITH AND ASSOCIATES INC.  to contact you;  5. A statement by you that you have a good faith belief that the disputeduse is not authorized by the copyright owner, its agent, or the law; 6. A statement by you, made under penalty of perjury, that the aboveinformation in your Notice is accurate and that you are the copyright owner orauthorized to act on behalf of the owner of an exclusive rightthat is allegedly infringed.

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