KidGuard’s no-fault accident insurance covers what liability policies often miss — helping families with medical bills and protecting districts from lawsuits and headlines.
KidGuard is built for districts — and already protects over 400,000 students nationwide.
District leaders across the country trust KidGuard® to simplify student coverage and reduce risk. With KidGuard®, your district can:
Already protecting 400,000+ students in leading districts nationwide.
Have a question? We’ve answered some common ones here. But if there’s something else you’d like to chat about, reach out anytime. Simply scroll to the bottom of this page to connect with our team.
Student accident insurance is coverage that school districts purchase to provide an extra layer of protection for a district’s students that reduce the financial burden of medical bills parents might be left with if their child is injured while attending school or participating in a school activity.
We offer flexible coverage options including:
It depends if the school would like to cover just the athletes during practice, games, and competitions OR does the school want to cover all Prek-12 students during school time INCLUDING student athletes. We can also create a plan that covers specific grades if that makes the most financial sense. We understand that district budgets can be tight, but the good news is that we can customize a plan to fit any budget, ensuring that schools have some level of coverage in place.
Claims are handled by us at KidGuard. Provide link to Claims process above.
KidGuard insurance:
We minimize administrative work by:
Yes, we offer specialized coverage for:
Contact our underwriting team for customized solutions for:
Click below to schedule a quick, no-pressure coverage review with a KidGuard expert. We’ll help you explore your options—tailored to your district, and designed to prevent unexpected surprises.
It’s fast. It’s free. And it could help protect your district when it matters most.
