“KidGuard was responsive, comprehensive, and stepped up to provide as much coverage as entirely possible when our primary health carrier failed to. We remain extremely grateful to the team at KidGuard for their exceptional service and care during a traumatic athletic injury and recovery. This coverage was imperative to financially maneuvering a very difficult time for our family as we were caring for and treating the traumatic injury of our son.”
Barbara F, parent
A few things to know before you head that way …
Has your child been injured in an accident at school?
First: We’re sorry about your child’s injury, and we sincerely hope he or she has a speedy recovery.
Second: We’ve done our best to make the process of filing a claim as simple as possible. Please click the button below to initiate the claims process.
If your child is covered by your family’s primary insurance plan such as an HMO, PPO, private insurance, group coverage through parents’ employment, Blue Cross, Tri-care, Champva, etc., you should see a doctor within your primary insurance network and file a claim with that provider first. Review the section above for information on how to submit a KidGuard® claim.
If your child is not covered by a primary insurance plan, seek medical treatment from any licensed hospital or licensed physician. You will be eligible for coverage as outlined in your district’s plan. (See above to review your coverage.) It is your responsibility to ask the doctor or provider what out-of-pocket expenses you may be responsible for.
Have a question? We’ve answered some common ones here. But if there’s something else you’d like to chat about, reach out anytime. Simply scroll to the bottom of this page to connect with our team.
Student Accident Insurance provides coverage for injuries that occur during school-sponsored and supervised activities. It helps cover medical expenses that may not be covered by your primary insurance or can serve as primary coverage if you don’t have other insurance.
Yes, Student Accident Insurance can be valuable even if you have primary health insurance because it:
Coverage typically includes:
After submitting your claim form, follow these essential steps for documentation: 1. Have your provider add this accident insurance as secondary insurance if you have primary insurance. This ensures we receive the following documents from your treating providers
Do you have questions about your child’s coverage options? Click the link below, and someone from our team will be happy to assist.
