KidGuard School Insurance Protection – Nationwide Affordable
Hero Image

Accident protection for students.
Anytime. Anywhere.


Content Image

KidGuard is the smart way to keep kids safe.

  • All students are eligible and covered, so there’s no need to keep track of students’ insurance status
  • Student Accident Insurance provides an additional layer of protection, shielding your school’s general liability coverage
  • Students receive necessary medical attention regardless of their family’s health insurance status, providing a vital safety net for schools and families
  • Parent inquiries and concerns are routed directly to KidGurard®, freeing up office staff to focus on other important tasks
Content Image

Position your district for success with KidGuard®.

From the threat of litigation to administrative backlog, KidGuard® offers substantial savings for your district. With KidGuard®, you can:

  • Eliminate the need to track individual insurance waivers for students participating in sports/activities, guaranteeing equal access to school activities for all students without barriers related to health insurance status.
  • Prevent accident claims from becoming liability claims
  • Alleviate staff from handling insurance questions

Click below to explore your options. Can’t find your district? Use the form at the bottom of the page to contact us.

Coverage options for all of your needs.

  • Interscholastic and Intercollegiate Sports Programs
  • Intramural Sports Programs
  • Competitive Cheerleading Participant Coverage
  • Sports Camps, Recreational, or Educational Camps
  • Club Sports
  • Sports Leagues (baseball, football, basketball, etc.)
  • Group Travel
  • Head Start Programs
  • Before- and After-School Programs
  • Preschool ProgramsSpecial
  • Trips and Excursions
  • International and Foreign  Exchange Student Coverage
  • Catastrophic Risk Coverage

FAQ

Have a question? We’ve answered some common ones here. But if there’s something else you’d like to chat about, reach out anytime. Simply scroll to the bottom of this page to connect with our team.

Student accident insurance is coverage that school districts purchase to provide an extra layer of protection for a district’s students that reduce the financial burden of medical bills parents might be left with if their child is injured while attending school or participating in a school activity.

We offer flexible coverage options including:

  • Comprehensive school-time coverage
  • Athletic-only coverage
  • Combined school-time and athletic coverage
  • Special event coverage
  • Optional parent-paid coverage for excluded activities

It depends if the school would like to cover just the athletes during practice, games, and competitions OR does the school want to cover all Prek-12 students during school time INCLUDING student athletes. We can also create a plan that covers specific grades if that makes the most financial sense. We understand that district budgets can be tight, but the good news is that we can customize a plan to fit any budget, ensuring that schools have some level of coverage in place.

Claims are handled by us at KidGuard. Provide link to Claims process above.

KidGuard insurance:

  • Reduces the likelihood of accident claims becoming liability claims
  • Eliminates the need for and keeping track of individual insurance waivers
  • Provides clear coverage for school-sponsored activities
  • Helps maintain positive relationships with school families and the surrounding communities

We minimize administrative work by:

  • Providing all necessary forms and materials
  • Handling claims processing through our TPA
  • Offering a website that explains coverage and allows access to important documents
  • Managing parent communications and questions
  • Providing dedicated support staff

Yes, we offer specialized coverage for:

  • Summer camps
  • JROTC programs
  • Field trips
  • Vocational education
  • Special events
  • Athletic events

Contact our underwriting team for customized solutions for:

  • After-school programs
  • Weekend activities
  • Summer programs
  • Special events
  • Volunteer activities


Begin the conversation.

Are you interested in discussing tailored options for your school or district? Reach out below to tell us a bit more about your specific needs. 

Connect with KidGuard
CTA Image