KidGuard School Insurance Protection – Nationwide Affordable
What makes KidGuard different from other MGUs?

KidGuard offers: 30+ years of specialized experience Direct binding authority (“We have the pen”) A+ rated carrier partnership In-house claims TPA for efficient processing Competitive commission structures Specialized expertise in...

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What resources are available to help agents present to schools?

We provide: Customizable presentation materials Coverage comparison tools Risk management resources Sample policy documents Claims statistics and case studies  

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How does KidGuard support agents?

We provide: Direct access to underwriting expertise Quick quote capabilities Comprehensive marketing materials Dedicated support for complex cases. We can be as involved as necessary. Competitive pricing and coverage options

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What types of coverage programs do you offer?

We offer three main types of coverage: Student Accident Insurance Participant Accident Coverage Catastrophic Accident Coverage

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What is the claims process?

After submitting your claim form, follow these essential steps for documentation: 1. Have your provider add this accident insurance as secondary insurance if you have primary insurance. This ensures we...

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What activities are covered under this insurance?

Coverage typically includes: School-time activities during regular school hours School-sponsored sports activities Field trips After-school activities Other school-supervised events

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Do I need this insurance if my child is already covered by our family’s health insurance?

Yes, Student Accident Insurance can be valuable even if you have primary health insurance because it: Covers deductibles and copays from your primary insurance Provides coverage for expenses your primary...

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What is Student Accident Insurance?

Student Accident Insurance provides coverage for injuries that occur during school-sponsored and supervised activities. It helps cover medical expenses that may not be covered by your primary insurance or can...

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How do we handle coverage for non-traditional activities?

Contact our underwriting team for customized solutions for: After-school programs Weekend activities Summer programs Special events Volunteer activities

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Can we purchase insurance for special activities and events?

Yes, we offer specialized coverage for: Summer camps JROTC programs Field trips Vocational education Special events Athletic events

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